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    Money Saving Credit Card Tips by Michael Smith
    (Published: Mon, May 7, 2007 22:40:38)

    Credit cards are a primary source of debt problems for millions of people around the world.  The best way to avoid these debt problems is to simply avoid credit cards, but that's not practical for most of us.

    If you're having credit card debt problems, now's the best time to&nbs

     
    Three Major Credit Bureaus by Michael Smith
    (Published: Mon, Sep 4, 2006 2:46:22)
    The 3 leading credit bureaus factor into most of our lives if we've ever purchased a home, a car, or other major item or if we use credit cards.

    When we want to finance a car, a house, appliances, or electrical or computer equipment, the finance company will run a credit check with one of the
     
    Know Your 3 Credit Report Score by Michael Smith
    (Published: Sat, Sep 2, 2006 21:19:49)

    A 3 credit report score can be useful for a lot of reasons. There are three major credit reporting agencies: Experian, Equifax, and TransUnion.  Each of them has their own information about your credit, so to get a good credit report you have to use all 3. Fortunately, you can get a 3 credit

     
    Zero Balance Transfers by Michael Smith
    (Published: Wed, Aug 30, 2006 11:10:58)
    Zero balance transfers are a popular feature offered by credit card companies, especially as an introductory rate. People use them when they get new credit cards, because their old cards have rates that are too high and are crippling them financially.

    Typically, new credit cards will have a

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